India finance

SIP Calculator

Project what a monthly SIP (systematic investment plan) grows to over time, the maturity value, the amount invested and the gain from compounding.

  • Free
  • No sign-up

Your SIP

₹

invested each month

%
yr

Enter a monthly amount, return and period to project the value.

Worked example

With these example inputs:

  • Monthly investment (SIP)₹7,500
  • Expected annual return11%
  • Years15 yr

Future value: ₹3,410,172

  • Starting amount₹0.00
  • Total contributions₹1,350,000
  • Total interest₹2,060,172
  • Total growth152.6%

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Frequently asked questions

What is a SIP?

A systematic investment plan invests a fixed amount every month, usually in mutual funds. It builds wealth gradually and smooths out market ups and downs.

Are SIP returns guaranteed?

No, returns depend on the market and are not guaranteed. Use a realistic long-run estimate and lower it to stress-test your plan.