India finance

EPF Calculator

Project your Employees' Provident Fund (EPF) corpus at retirement from your monthly contributions, the interest rate and years of service.

  • Free
  • No sign-up

Your EPF

₹
₹

you and your employer

%
yr

Enter your contributions, rate and years to project the EPF.

Worked example

With these example inputs:

  • Current EPF balance₹0
  • Monthly contribution₹5,000
  • Interest rate8.25%
  • Years to retirement30 yr

EPF at retirement: ₹7,841,095

  • Starting amount₹0.00
  • Total contributions₹1,800,000
  • Total interest₹6,041,095
  • Total growth335.6%

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Frequently asked questions

What rate does EPF earn?

The EPF interest rate is set each year by the government. This projection assumes the rate you enter stays constant over the whole period.

What goes into EPF each month?

Both you and your employer contribute a share of your basic pay. Enter the combined monthly amount that lands in the EPF account.