Lumpsum Calculator
Project what a one-time (lumpsum) investment grows to over time, the future value and the gain from compounding.
- Free
- No sign-up
Enter the amount, return and period to project the value.
Worked example
With these example inputs:
- Investment amount₹100,000
- Expected annual return12%
- Years10 yr
Future value: ₹310,585
- Starting amount₹100,000
- Total contributions₹0.00
- Total interest₹210,585
- Total growth210.6%
Frequently asked questions
Lumpsum or SIP, which is better?
A lumpsum invests everything at once, while a SIP spreads it over time. Lumpsum can do better in a rising market. SIP reduces the risk of bad timing.
Are lumpsum returns guaranteed?
No, market returns vary and are not guaranteed. Use a realistic long-run estimate and lower it to stress-test your plan.