General investing

Rate of Return Calculator

Compare an initial and final value to find the rate of return, the percentage gain or loss on an investment over the holding period.

  • Free
  • No sign-up

Initial & final value

$
$

Enter the initial and final value to see the rate of return.

Worked example

With these example inputs:

  • Initial value$10,000
  • Final value$13,000

Rate of return: 30.0%

  • Change3,000

Add this calculator to your site

Free to embed. Copy the snippet below, it drops the live calculator straight into any page.

Frequently asked questions

How is rate of return calculated?

It is the final value minus the initial value, divided by the initial value, expressed as a percentage. A 10,000 investment worth 13,000 has a 30% return.

Does this account for time?

No, this is the simple total return over the whole period. To compare investments held for different lengths of time, annualise the figure with a CAGR calculation.