Private Savings Calculator
Add income and transfers, then subtract taxes and consumption to find private saving, the part of disposable income households do not spend.
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Enter income, transfers, taxes and consumption to see private saving.
Worked example
With these example inputs:
- Income (Y)$21,000
- Transfers (TR)$1,500
- Taxes (T)$3,000
- Consumption (C)$14,000
Private saving: $5,500
- Largest component, as a share53.16%
- Average component$9,875
- If the first figure were 10% higher$7,600
Frequently asked questions
How is private saving calculated?
Add income and transfers, then subtract taxes and consumption. $21,000 plus $1,500 less $3,000 and $14,000 leaves $5,500.
How does private saving relate to national saving?
National saving is private saving plus public saving, the government's budget balance. Together they fund investment in a closed economy.