Disposable Income Calculator
Subtract taxes from gross income to find disposable income, the money left to spend or save after tax.
- Free
- No sign-up
Enter gross income and taxes to see disposable income.
Worked example
With these example inputs:
- Gross income$80,000
- Taxes$20,000
Disposable income: $60,000
- As a share of the total75.0%
- If the first figure were 10% higher$68,000
Frequently asked questions
What is disposable income?
Disposable income is what remains from gross income once taxes are paid. It is the amount households actually have available to spend and save.
How is it different from discretionary income?
Disposable income is after tax. Discretionary income goes a step further, subtracting essential costs like housing and food to show what is truly free to use.