Personal finance

Long-Term Care Cost Calculator

Enter today's annual care cost, the expected cost inflation and the years to project the future cost.

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  • No sign-up

Cost & inflation

$
%
yr

Enter the cost, inflation and years to see the future cost.

Worked example

With these example inputs:

  • Current annual cost$60,000
  • Cost inflation4%
  • Years10 yr

Future annual cost: $88,815

  • Total increase$28,815

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Frequently asked questions

Why does long-term care cost grow so fast?

Care costs often rise faster than general inflation. At 4% a year, an annual cost of $60,000 grows to roughly $88,800 in a decade.

How can I plan for it?

Projecting the future figure helps you size savings or insurance before care is needed. Planning early spreads the cost over more years of saving.