Liquid Net Worth Calculator
Subtract your liabilities from your liquid assets to find your liquid net worth, the money you could access quickly.
- Free
- No sign-up
Enter liquid assets and liabilities to see your liquid net worth.
Worked example
With these example inputs:
- Liquid assets$80,000
- Liabilities$25,000
Liquid net worth: $87,000
- Total assets$112,000
- Total liabilities$25,000
Frequently asked questions
What is liquid net worth?
It is the value of assets you can turn into cash quickly, minus your debts, with semi-liquid assets counted after a haircut. With $80,000 fully liquid, $40,000 semi-liquid at a 20% haircut and $25,000 of liabilities, liquid net worth is $87,000.
How does it differ from net worth?
Net worth counts everything you own, including a home or retirement accounts. Liquid net worth includes only assets you could access fast, which matters for emergencies.