General investing

Compound Interest Rate Calculator

Enter the starting amount, the ending amount and the number of years to find the compound annual rate.

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Amounts & years

$
$
yr

Enter the starting and ending amounts and years to see the rate.

Worked example

With these example inputs:

  • Starting amount$1,000
  • Ending amount$2,000
  • Number of years6 yr

Compound interest rate: 12.25%

  • Total growth100.0%

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Frequently asked questions

How is the compound rate calculated?

Divide the ending amount by the starting amount, raise it to one over the years and subtract one. Growing $1,000 to $2,000 over 6 years implies about 12.25% a year.

How does it differ from simple interest?

This rate assumes each year's growth builds on the last, so a balance compounds. A simple rate over the same period would be higher, since it never earns interest on past interest.