Cash Flow to Debt Ratio Calculator
Divide operating cash flow by total debt to find the cash flow to debt ratio, a gauge of how quickly debt could be repaid.
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Enter operating cash flow and total debt to see the ratio.
Worked example
With these example inputs:
- Operating cash flow$90,000
- Total debt$300,000
Cash flow to debt ratio: 0.30
- The other way round3.33
- As a percentage30.0%
- If the first figure were 10% higher0.33
Frequently asked questions
How is the cash flow to debt ratio calculated?
Divide operating cash flow by total debt. $90,000 of cash flow against $300,000 of debt gives a ratio of 0.3.
What does it tell you?
It estimates how much of the debt a year's cash flow could cover. A ratio of 0.3 implies roughly three years of cash flow to clear the debt, all else equal.