Net Debt Calculator
Subtract cash and equivalents from total debt to find net debt, what a company would still owe if it used all its cash to pay down borrowings.
- Free
- No sign-up
Enter total debt and cash to see net debt.
Worked example
With these example inputs:
- Total debt$500,000
- Cash & equivalents$120,000
Net debt: $380,000
- As a share of the total76.0%
- If the first figure were 10% higher$430,000
Frequently asked questions
What is net debt?
Net debt is total debt minus cash and short-term investments. It shows the borrowings a company could not immediately clear with cash on hand.
What does negative net debt mean?
If cash exceeds debt, net debt is negative, a net cash position. It signals a strong balance sheet with more liquidity than borrowings.