Simple Savings Calculator
Enter your starting amount, monthly deposit, return and years to project your future savings balance.
- Free
- No sign-up
Enter your amounts, return and years to project the balance.
Worked example
With these example inputs:
- Starting amount$1,000
- Monthly deposit$200
- Annual return4%
- Years10 yr
Future balance: $30,941
- Total contributions$24,000
- Total interest$5,941
- Total growth23.8%
Frequently asked questions
How is the future balance calculated?
Your starting amount and monthly deposits grow with compounding at the annual return. Saving $1,000 plus $200 a month at 4% for 10 years reaches about $30,900.
How much comes from interest?
The result splits into what you deposit and the interest it earns. The longer you save, the larger the interest share becomes relative to your own contributions.