Salary Calculator
Estimate your take-home pay after federal income tax and FICA, with a breakdown of where your salary goes.
- Free
- No sign-up
- Updated for 2026
Enter your annual salary to estimate take-home pay.
Worked example
With these example inputs:
- Annual salary$75,000
- Filing statussingle
Take-home pay: $61,314
- Gross income$75,000
- Income tax$7,949
- Payroll tax (FICA)$5,738
- Take-home pay$61,314
- Marginal rate22.0%
- Effective rate18.2%
Frequently asked questions
What is taken out of my salary?
This estimate subtracts federal income tax (after the standard deduction) and FICA, Social Security and Medicare. State tax, benefits and other deductions are not included.
What is FICA?
FICA is the payroll tax for Social Security and Medicare, 7.65% of pay, with the Social Security part applied up to an annual wage cap.
What is the difference between gross and net pay?
Gross is the amount before deductions, while net or take-home pay is what remains after tax and contributions. The deductions are the difference.
Why is my take-home less than my salary?
Income tax, FICA or social contributions, and any benefit or retirement deductions all reduce it. Together they lower the amount you receive.
Does this include state or local taxes?
It estimates federal income tax and FICA. Add state and local taxes separately, as they vary by location.