Mutual Fund Calculator
Project the future value and gains of a mutual fund investment from a lump sum, monthly investments and an expected return.
- Free
- No sign-up
Enter your lump sum, monthly amount, return and years to project the value.
Worked example
With these example inputs:
- Lump sum$10,000
- Monthly investment$500
- Expected annual return10%
- Years15 yr
Future value: $251,774
- Starting amount$10,000
- Total contributions$90,000
- Total interest$151,774
- Total growth151.8%
Frequently asked questions
How does compounding help?
Returns are reinvested and earn further returns, so the balance grows faster over time. The longer you stay invested, the larger that effect.
Are mutual fund returns guaranteed?
No. Returns vary with the market and are not guaranteed, so this projection assumes a steady annual return for illustration only.