Personal finance

Lifetime Earnings Calculator

Estimate the total you will earn over your working life from your annual salary and the number of years you expect to work.

  • Free
  • No sign-up

Your career

$
yr
Advanced options
%

Enter your salary and working years to see the total.

Worked example

With these example inputs:

  • Annual salary$60,000
  • Years of work40 yr

Lifetime earnings: $4,524,076

  • Working years40
  • Total growth3.0%

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Frequently asked questions

Does this include raises?

No. It multiplies a single salary by the years to give a simple baseline. Real earnings usually rise over a career, so treat this as a floor, not a forecast.

Why is the number so large?

Even a modest salary adds up over decades. Seeing the total can be a useful reminder of how much small savings rates compound across a career.