Down Payment Calculator
Work out the upfront down payment on a home from the purchase price and the down payment percentage.
- Free
- No sign-up
Enter the price and percentage to see the down payment.
Worked example
With these example inputs:
- Purchase price$400,000
- Down payment percent20%
Down payment: $80,000
- Loan amount$320,000
Frequently asked questions
How much should I put down?
A larger down payment lowers the loan and the monthly payment. Many buyers aim for 20% to avoid mortgage insurance, but lower amounts are common.
What does the rest become?
The price minus the down payment is the amount you finance with a mortgage, which then sets the loan size and your repayments.