Deferred Annuity Calculator
Project the accumulated value of a deferred annuity from a lump sum, monthly contributions and an expected return before payouts begin.
- Free
- No sign-up
Enter your lump sum, monthly amount, return and years to project the value.
Worked example
With these example inputs:
- Initial premium$50,000
- Monthly contribution$500
- Expected annual return6%
- Years to grow15 yr
Accumulated value: $268,114
- Starting amount$50,000
- Total contributions$90,000
- Total interest$128,114
- Total growth91.5%
Frequently asked questions
What is a deferred annuity?
It is an annuity that grows during an accumulation phase and pays income later. This tool estimates the value built up before payouts start.
Are the returns guaranteed?
It depends on the product. Fixed annuities credit a set rate, while variable ones move with investments. This projection assumes the steady return you enter.